Health Insurance Marketplace Guide
What is the Health Insurance Marketplace?
The Missouri Health Insurance Marketplace is a website created as part of the Affordable Care Act where you can compare health insurance plans and buy the plan that is right for you. Here you can shop for plans, compare options, see if you qualify for financial assistance and enroll for coverage. The Open Enrollment Period for 2020 coverage is November 1, 2019 to December 15, 2019. In some cases (loss of coverage, major life event), you may be qualified for a Special Enrollment Period.
How to Enroll Online
- Open enrollment begins November 1.
- Visit HealthCare.gov or CuidadoDeSalud.gov
- Create an account
- Fill out the application. You will need:
- Compare plan options
- Pick the plan that best meets your needs
Other Ways to Enroll
- By phone at 1-800-318-2596
- By mail: printable form and instructions.
- In person with the help of trained staff. See “Getting Help” below or visit localhelp.healthcare.gov to find a location near you.
Get in-person help from local organizations’ trained staff who can answer questions and help you fill out your application.
At Library Locations
- Saturday Health Insurance Marketplace Enrollment: Columbia Public Library
Every Saturday during the enrollment period – November 1, 2019 through December 15, 2019 – trained staff from local agencies will help you review plans, choose one that meets your needs and assist you with enrollment. Walk-ins welcome. See our online program calendar for details.
- Saturday Health Insurance Marketplace Enrollment: Callaway County Public Library
On November 16 trained staff from Primaris will help you review plans, choose one that meets your needs and assist you with enrollment. Walk-ins welcome. See our online program calendar for details.
- Central MO Area Agency on Aging
1121 Business Loop 70 East, Suite 2A, Columbia, MO
Call 573-443-5823 to set up an appointment for one-on-one assistance. Persons do not need to be 60 and older. This service is open to all uninsured individuals and families.
- Central Missouri Community Action
Call 855-612-2259 toll free for assistance.
- Family Health Center
1001 W. Worley, Columbia, MO
Call 573-214-2314 or 877-677-4342 to set up an appointment for one-on-one assistance.
- Missouri Kidney Program
AP Green Building – Suite 111 201 Business Loop 70 West Columbia, MO
Call 573-882-2506 or 800-733-7345 to set up an appointment for one-on-one assistance.
- Primaris Foundation
4215 Philips Farm Road, Ste. 101-A, Columbia, MO
Call 573-817-8338 to schedule individual assistance.
- Spectrum Health Care
1123 Wilkes Boulevard, Suite 100, Columbia, MO
Call 573-875-8687, ext. 263 to schedule individual assistance.
- Community Health Center of Central Missouri
561 Commons Drive, Fulton
Call 573-826-2700 for assistance.
Forms and More Information
- Centers for Medicare & Medicaid Services
A comprehensive selection of health insurance marketplace resources from CMS.gov
- Cover Missouri
A project of the Missouri Foundation for Health (MFH) to promote quality, affordable health coverage for every Missourian, including guidance for Missourians exploring options for coverage under the Affordable Care Act.
- Kaiser Family Foundation
Healthcare reform information and resources from the Kaiser Family Foundation.
- The Missouri Health Insurance Marketplace for Individuals – Fact Sheets – from covermissouri.org
- Frequently Asked Questions from covermissouri.org
- Health Insurance Marketplace information for other states.
- About Medicare and the Health Insurance Marketplace
If you are currently enrolled in the Medicare program, you are already covered under a health insurance program and WILL NOT be required to participate in the new program.